Count Up the Cost
Every where you turn there seems to be so much advertisement and media that is telling us what we need and should buy. “Buy this chair and you’ll relieve yourself of stress”, “Get rid of that old clunker and come see more for some sporty wheels”, or “It’s time to update your old phone so.
CHECKLIST: Your Mortgage Application
Every lender requires documents as part of the process of approving a mortgage loan. Here are documents you’re generally required to provide. W-2 Tax forms — or business tax returns if you’re self-employed — for the last two or three years for every person signing the loan. At least one pay stub for each person.
How to Prepare for House-Hunting
Know that there’s no “right” time to buy. If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price. Don’t ask for too many opinions..